Dig Deeper Into Your P&C Insurance Industry Questions

• Insurance Management. Served as president of a large national association product operation, including a 50-state licensed property, liability, life, health, surplus lines, and securities intermediary with a licensed reinsurer ($250 million in premiums, $100 million in investment assets, 35 employees, 45,000 circulation magazine)
• Beyond Insurance. Led technology, accounting and marketing teams in addition to insurance teams
• Alternative Risk. Started captive insurers and risk purchasing groups
• Risk Management. Conducted insurance coverage audits, exposure assessments, cost of risk analyses, competitive coverage bids, and insurance agency acquisitions/sales
• Industry/Financial Analysis. Able to navigate insurer rate, form and rule filings, conduct competitor assessments, review investment policy, and interpret insurance industry aggregate figures
• Staff Oversight. Advocate for effective remote work management
• Governance, Licensing and Compliance Oversaw licensing and compliance in 50 states for wholesale, reinsurance and securities operations and managed 4 separate boards of directors
• Contracts. Manager of agreements with insurers, wholesalers and sub-producing agencies
• Expert Witness. Investigated insurer filings, coverage availability, and standard of care

Real Insurance Solutions Consulting (R.I.S.C.)

Principal/Founder and Owner (June 2020 to Present)

Independent Insurance Agents and Brokers of America, Inc. (IIABA or Big "I")

August 1998 to June 2020 (21+ Years)

President, Big I Advantage (for-profit operations)

President, IIAA Agency Administrative Services, Inc. (insurance licensed activities)

President, IIAA Membership Services, Inc. (publishing and non-insurance activities)

President, Big I Reinsurance Company, PCC (risk taking entity owned by IIABA and 43 affiliated state associations)

President, Big I Advisory Resources, LLC (a registered investment advisor)

President, Big I Retirement Services, LLC (the sponsor of the Big "I" 401k MEP)

Aon Specialty Group-Risk Management Services

Vice President-Consultant (August 1992 to August 1998)

The Wyatt Company-Risk Management Services

Consultant (August 1987 to August 1992)

The University of Wisconsin-Department of Risk Management & Insurance

Graduate Teaching Assistant (September 1986 to May 1987)

Action Insurance Agency

Insurance Agent (January 1983 to December 1987)

I Never Had a Small Job I Didn't Learn Something From …

• Paper Route. Receivables must be managed...in apartments especially!
• Rent-a-Youth. Even great ideas can't ignore reasonable regulations
• Lawn Service. Cost of goods sold is $0 (if you use your dad's lawn mower)
• Snow Blowing. See "Lawn Service"
• Roto-Tilling. See "Snow Blowing" and those grocery store bulletin boards work!
• Mall Clothing Store. Even if you don't like the clothes much, Sundays pay time and half
• Paper Recycling. Paper-baler machines are deafening when aluminum prices rise over a penny a can
• Janitor. Dentist offices have scary garbage
• Bike Repair. They put Swiss-threaded bottom-brackets on French road bikes
• Gymnastic Instructor. Teaching something means you know it for first time
• Disco Door Checker. Expect the unexpected, your life might depend on it
• Convenience Store. A driver's license is poor collateral for gas loan